Have and Have (Nots)

My Dad's Car on Freshman Move-In day

So this post should have been written before school started, but hopefully you can still find it useful. I remember before my freshman year of college, I was bombarded by catalogs, credit card offers (this was when you still could get one at 18), blog posts, and my own university’s recommendations on what I need for college.  For the most part I got everything that was suggested and I thought I was good to go. How wrong I was. I found myself lugging home a ton of unnecessary knickknacks and clothing on breaks. I also got a rude awakening on things I should have packed. So here is my list on the must-haves and have-nots of college living.

Must-Haves:

-Bank Account at the college or local bank: Unless your regional bank reimburses you for ATM fees (are there still any out there?), open an account with the bank that provides the on-campus ATMs or another local bank. Additionally, if you have a job or receive a check, it is much easier to deposit it when you have an account with a local bank.

-Checkbook: Never written a check before? Well you better learn how. Although checkbooks seem outdated, they still come in handy when you need to make your housing deposit or pay bills.

-Insurance card: Make sure your parents give you a copy before you leave.

-Formal Business and Business Casual attire: Don’t wait until senior year to begin your business wardrobe. Whether you are a freshman or a grad student, it is always smart to have at least one formal business and one business casual outfit in your closet at all times. This means: one suit or a dress with a blazer, khakis and a nice blouse (or the equivalent), and a professional pair of heels or flats. You never know when an internship or employment opportunity may arise, and you don’t want to be stuck with jeans and a sweater for the interview.

-Business cards: When someone asks for your information, sending it to them via text message is efficient but not professional. Invest in some business cards to hand out while networking. It doesn’t have to be super fancy, just your name contact info, university and perhaps major. You can usually order a few hundred online for less than ten dollars.

-Cooking Skills: If you are entering college or in college, now is the time to learn how to cook. There is nothing worse than eating ramen noodles for the fifth night in a row. Ask your parents or consult food blogs or even YouTube to get some great tips and meal ideas. Cooking for yourself is not only fun, but healthier and less expensive than eating out. Here are a few of my favorite food blogs: Brokeass Gourmet (how fitting), Smitten Kitchen, Green LiteBites, Noble Pig, and for my vegetarian/vegan friends Chocolate Covered Katie and SpaBettie.

-Sewing Kit: I absolutely guarantee you will need this at least once during college, and it is definitely something I overlooked while packing.

Must Have (Nots):

-Pets: Sure that puppy/kitten/gerbil was absolutely adorable when you first bought it, but having a pet in college is a bad idea. Not only do you have to spend money on vaccinations, food, pet visits and toys, pets can also take up an enormous amount of time and energy, two things most college students lack. Who wants to house-break a puppy when you have a final to study for? Or who wants to argue over whose turn is it to clean the kitty litter box? I don’t and I don’t think you do either. If you are in desperate need of an animal companion, consider a fish or volunteer at the local animal shelter once a week.

-Car: Okay, I’m going to be honest here, I wish I had a car at school. It would be easier for groceries and trips home, but cars can be a big financial burden on college students. Living in NYC, it is completely unnecessary for me to have a car when I have a ton of affordable transportation options off campus. However, if you absolutely do need a car in college consider carpooling to grocery stores, class, or back home that way you don’t have to pay for all the gas. Also, never let anyone borrow your car. That is just setting yourself up for disaster.

-Printer: Yes, having a printer in your room is convenient, but having to blow $30+ on cartridges each month isn’t. At-home printers also have a wonderful way of not working when you need them to. Do some research and see if your school offers free printing or has multiple printing stations across campus. If schools do charge it is usually only between 5 and 10 cents per page.

-Credit Cards: This is a point of contention amongst college students and parents. I personally do not have a credit card and have never had the need for one.  I disagree with having an “emergency” card especially if you know you like to shop. If you and your parents decide to go ahead and get you one, do not use it without your parents’ knowledge or if you don’t have room in your budget to do so. Also, NEVER EVER EVER bring it out when going out to dinner or out to the bars. Bring enough cash to cover yourself and perhaps a bit more for a taxi, but leave the plastic at home. You wouldn’t be too happy waking up to a $300 credit card bill from TJ Shenanigans because you were in a generous mood and decided to buy the bar a round of shots.

-Decorations/Knickknacks: Having a great looking dorm room is a must. However, your dorm room shouldn’t resemble an audition video for Hoarders: Buried Alive. Bring a few pictures, and a knick-knack or two but keep in mind how little of a space you will be living in. Apartment Therapy has some great ideas for dorm room decorating.

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3 comments on “Have and Have (Nots)

  1. You should definitely print this out and hand it to next year’s incoming freshmen. They’d probably be grateful to you for the rest of their lives.

  2. dianefb says:

    You are spot on with credit cards being under the “have-nots”! It’s only a few clicks away on online shopping before you have to start sacrificing real meals for ramen noodles to make up for the oh-so-necessary shoes you just HAD to get…so I’ve heard from a friend…

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